Latest Articles
Original Research Article
ABSTRACT
This study investigated the relationship between voice search technology and consumer buying behaviour of smartphones in Port Harcourt. Specifically, the objectives of the study were to determine how voice recognition accuracy and user experience relates to routine and impulse purchase behaviour of smartphones in Port Harcourt. The population of this study comprised of twenty-two registered mobile phone dealers in Port Harcourt. The census approach was adopted to choose the respondents for this study. To generate data for the study, researcher purposively distributed the copies of questionnaire in the frame of three (3) copies to each mobile phone firm. A total of sixty-six (66) respondents were used as the study subjects, however only fifty-eight (58) respondents provided data for the analysis. From results of the analysis it was revealed that voice recognition accuracy and user experience which are the dimensions of voice search technology positively and significantly relate with routine buying behaviour and impulse buying behaviour (measures of consumer buying behaviour). Therefore, the study concludes that the impact of voice search technology on consumer buying behavior of smartphones in Port Harcourt reveals significant correlations between the dimensions of voice search technology—voice recognition accuracy and user experience—and different buying behaviors. Furthermore, the study recommended that amongst others that Smartphone dealers should invest in advanced voice recognition technology to ensure high accuracy in voice commands. This will enhance consumer satisfaction and potentially increase both routine and impulse purchases.
ABSTRACT
The problem of inequality in the distribution of income is one of the important economic variables that have been focused on in economic studies and research, and the study and analysis of the impact of economic variables in the redistribution of income is of great importance, whether in developed or developing economies, as justice in income redistribution can have important economic effects. This study goes to estimate the impact of some monetary indicators on income distribution in Iraq for the period 2003-2022, where this impact was estimated using the Joint integration according to the self-regression model of distributed slowdown (ARDL) and bound test the results of the test confirmed the existence of a significant impact of the monetary policy indicators represented by the exchange rate, the broad money supply and the interest rate in the redistribution of income in Iraq.
Original Research Article
ABSTRACT
This study investigates the impact of financial inclusion on economic growth in Nigeria, a country where a significant portion of the population remains financially excluded despite ongoing efforts to enhance access to financial services. The problem addressed is the limited understanding of how various aspects of financial inclusion, particularly mobile money, banking services, and credit availability, affect Nigeria's GDP growth. The primary objectives of the study are to assess the current level of financial inclusion, analyze its relationship with GDP growth, and provide evidence-based policy recommendations to improve financial access and support economic development. To achieve these objectives, a secondary data analysis was conducted, employing multiple linear regression, Pearson correlation, and Granger causality tests. The findings reveal a marginally significant positive relationship between Mobile Money Subscriptions (MMS) and GDP growth, while access to formal banking services and credit availability showed no significant correlation with economic growth. These results highlight the importance of mobile money as a key driver of financial inclusion, contrasting with the limited impact of traditional banking services. Based on these findings, the study recommends enhancing mobile money infrastructure, strengthening financial literacy programs, promoting inclusive banking models, and fostering collaboration with fintech firms. Implementing these recommendations could significantly improve financial inclusion in Nigeria, ultimately contributing to sustained economic growth and enhanced welfare for the population.
Original Research Article
ABSTRACT
In today’s organized sector, work- life balance assumes a critical importance as this facilitates the development of a productive work culture and minimization of tensions between work and other aspects of people lives. There are three key components that are needed to achieve a healthy lifestyle, namely paid work, unpaid work and personal time. Bringing a balance between all these there is the optimum one can accomplish. Power is among the most critical components of infrastructure, crucial for the economic growth and welfare of nations. The existence and development of adequate power infrastructure is essential for sustained growth of the Indian economy. The fundamental principle of India power industry has been to provide universal access to affordable power in a sustainable way. The purpose of this study is to highlight the necessity of adopting work-life balance in a power sector. The paper examines different elements of work-life balance especially with reference to employees working in power sectors.
Original Research Article
ABSTRACT
This study aims to examine the effect of board size, gender diversity, and government ownership on earnings management with financial performance as a moderating variable. The population used in this study were state-owned companies listed on the Indonesia Stock Exchange with a total of 14 companies. The sample in this study used a purposive sampling method so that based on the selection results, 11 companies were obtained as samples in this study, with a research period from 2018 - 2022. Data analysis used in this study is panel data with multiple regression analysis methods and using the EVIEWS 12 application as a tool to determine the hypothesis. The results of the study indicate that board size has negative effect on earnings management, gender diversity has positive effect on earnings management, government ownership has negative effect on earnings management, financial performance is unable to moderate board size on earnings management, financial performance is able to moderate gender diversity on earnings management, and financial performance is able to moderate government ownership on earnings management.
Original Research Article
ABSTRACT
Motivated by the cashless policy drives of the Central Bank of Nigeria to digitalize the Nigerian payment system and the quest for ensuring financial stability, this paper examined the nexus between financial innovations and financial stability in Nigeria. The paper employed disaggregated and aggregated indices in measuring financial innovation and financial stability and analyzed the data using the Dynamic Ordinary Least Square (DOLS). The paper conducts robustness checks using the Autoregressive Distributed Lag (ARDL) model and by employing alternative proxies. The result indicates the presence of a long-run equilibrium relationship between disaggregated measures of financial stability and financial innovation. The outcome was consistent using alternative methods. However, the study also finds the absence of a long-run equilibrium relationship between the aggregated proxy of financial innovation and financial stability, nonetheless, other bank-base and macroeconomic indicators appear to influence financial stability. The impact of the various measures of financial innovation on financial stability appears to be mixed in both the main and robustness analysis, implying that technology-based financial products promote financial stability but are associated with a cost. Therefore, the Central Bank of Nigeria is encouraged to incentivize the use of financially innovative channels toward enhancing the stability of the Nigerian financial system, while employing appropriate prudential tools to safeguard any unsavoury consequences of innovation.
Original Research Article
ABSTRACT
In this research paper, an attempt has been made to overview the present scenario of farmer suicides in Karnataka, India, is given in the abstract, along with a focus on the disastrous social and economic effects of this phenomenon. In fact, there were 3,515 farmers committed suicide between 2013 and 2018, with small and marginal farmers who owned less than 5 acres of land being the bulk of these deaths. The main causes of these suicides were debt, crop failure, and limited access to institutional funding. Farmers who commit suicide have far-reaching effects on society in addition to the agricultural community. Declining agricultural output, rural-to-urban population mobility, and the breakdown of social structures are all problems facing rural communities. Reduced agricultural output, a loss of revenue for farming households, and an increase in the demand on government resources for relief operations are of the economic effects. The social consequences include a rise in domestic violence, mental health issues, and alcoholism in rural areas. The summary highlights how farmer suicides have an impact on metropolitan people who rely on agricultural goods for their sustenance, in addition to remote rural communities. The Karnataka government has launched programs including loan waivers, crop insurance policies, and irrigation projects to prevent farmer suicides. To address the root reasons of farmer suicides, further work must be done. This work should focus on supporting sustainable farming practices, increasing institutional funding availability, and offering mental health services to farming communities.