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Foreign Bank Performance Analysis in Indonesia (Case Study for Citibank and Standard Chartered Bank)

DOI : https://doi.org/10.36349/easjebm.2026.v09i06.003

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This study aims to examine impact on settlement acquisition and or portfolio migration between Citibank (USA) and Standard Chartered Bank (UK) regarding financial performance in Indonesia for the year 2022 and 2023. This study explores whether any difference in financial performance aspects between Citibank (USA) and Standard Chartered Bank (UK) as impacted from settlement acquisition and or portfolio migration. Research gap moment is currently no existence research that examines impact settlement acquisition and or portfolio migration among large banks regarding financial performance. So that expected will formed new novelty that can be obtained become reference journals study following this article. The objective specifically for examining: (1). There is difference or no difference on Citibank (USA) performance between 2022 and 2023, (2). There is difference or no difference on Standard Chartered Bank (UK) performance in 2022 and 2023.

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