EAS Publisher | Comparative Analysis of Bank Performance Between PT. Bank Muamalat (Private-Syariah Bank) and PT. Bank Mandiri (State-Owned -Conventional Bank) During COVID 19 in Indonesia

Comparative Analysis of Bank Performance Between PT. Bank Muamalat (Private-Syariah Bank) and PT. Bank Mandiri (State-Owned -Conventional Bank) During COVID 19 in Indonesia

DOI : https://doi.org/10.36349/easjebm.2023.v06i07.003

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PT. Bank Muamalat Indonesia is the first pure Islamic bank in Indonesia, while PT. Bank Mandiri is a state-owned bank (Persero) - one of the largest in Indonesia. The fundamental problems during the pandemic risk profile have not been implemented properly, so we need to compare their performance. This study aims to analyze whether: (1). There is a difference or not in the performance of Bank Muamalat Indonesia (private sharia bank) during Covid 19 (2020 and 2021), (2). There is a difference or not in the performance of Bank Mandiri (state-owned-conventional bank) during Covid 19, (3). There is a difference or not in the performance of Bank Muamalat Indonesia (private sharia bank) and Bank Mandiri (state-owned-conventional bank) during Covid 19. The method used is the different test using t test (paired sample t test). Based on the results of the study it was found that : (1) there was no significant difference in the performance of Bank Muamalat Indonesia during covid 19, (b) there was no significant difference in performance at Bank Mandiri during covid 19, (c) there was no difference in performance between Bank Muamalat Indonesia and Bank Mandiri during covid 19.

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