EAS Publisher | Analysis of the Financial Performance of Local Government-Owned Bank between Year 2018 and Year 2019 (Case Study at PT Bank Jatim Tbk)

Analysis of the Financial Performance of Local Government-Owned Bank between Year 2018 and Year 2019 (Case Study at PT Bank Jatim Tbk)

DOI : https://doi.org/10.36349/easjebm.2021.v04i01.003

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Abstract: The purpose of this study is to analyze whether there are differences in bank performance at PT Bank Jatim (BPD Jawa Timur) Tbk between year 2018 and year 2019. The bank performance parameters consist of Capital, Capital Adequacy Requirement (CAR), Non Performing Loan (NPL), Return on Assets (ROA), Return on Equity (ROE), Net Interest Margin (NIM), Operational Expenses to Operating Income (BOPO) and Loan to Deposit Ratio (LDR). The method used is the paired sample t-test. The research results show that there is no difference between the financial performance of Bank Jatim in year 2018 and year 2019.

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